老後の生活設計に"落とし穴"　離婚でなくなる加給年金

年金制度で読者から多い質問の一つが、加給年金。本来は、専業主婦で年下の妻を持つ会社員の夫に"年金版扶養手当"として支給されるものだ。納めた保険料と関係なく、家族形態や年齢で支給されるうえ、額が大きいので支給されないと不満につながりやすい。「離婚したら年金が減った」というケースもあり、老後の生活設計で落とし穴になりかねない。（佐藤好美）

　　　　　　　　　　　　　　　　　　　◇

　東京都内に住む林洋子さん（６８）＝仮名＝の厚生年金は、２年前まで年額約１３０万円だった。この額なら、なんとか１人でもやっていけるとの見通しもあり、林さんは不仲だった夫（５８）と２年前に離婚した。

　ところが、離婚したとたん、思いも寄らなかったことが起きた。ある日、社会保険庁から年金額が３０万円超も減ると通知を受けたのだ。あわてて問い合わせたが、担当者からは「林さんは離婚されたので、加給年金が停止になります。そういう決まりですから...」と言われるばかり。減ったのは月当たり約３万円弱。年金額は年１００万円を切ってしまった。

　「長らく会社員で、年金しか頼れないのに、介護保険を払ったら、月に７万５０００円しか残りません。幸い、娘の家族と同居ですが、自分の食費を払って、諸経費を払うと、かつかつです。一生懸命働いたのに、どうして、こんなことになるんでしょうか」

　林さんは高校を卒業後に就職し、結婚退社するまでの約６年間を会社員として過ごした。結婚相手は自営業で、その間は国民年金を払ったり払わなかったり。４０歳で夫と離婚して再就職。その後、１０歳年下の夫と再婚したが、仕事を続け、６０歳までの約２０年間を会社員として過ごしてきた。このため、林さんの厚生年金加入期間は２６年に上る。

　「年額９０万円台の年金で生活していけるかしらと思いましたが、私の場合、兄は『うちへ帰ってきたらいい』と言ってくれるし、娘も『一緒に暮らそう』と言ってくれたので助かりました。でも、離婚したら、どうして年金が約３０万円も減らされるのか、納得できません」

　　　　　　　　　　　　　　　　　　　◇

　林さんがカットされた年金は加給年金（２２万７９００円）と特別加算（１０万１０００円）の計約３３万円。

　加給年金は、（１）厚生年金の被保険者期間が原則２０年以上ある人（２）配偶者が６５歳未満で年収８５０万円未満の場合や、子供（１８歳に到達した年度の末日まで）などがいる場合－に支給される。特別加算は、加給年金受給者の年齢に応じて加算される。

　これらは、いわば"年金版扶養手当"に当たる。年金は、夫婦それぞれが受け取ることを前提に設計されている。しかし、夫婦に年齢差があると、ある時期、世帯には１人分の年金しか支給されない。これでは設定額に満たないので、パートナーの年金が出るまでの間、加給年金が"補填（ほてん）"される。

　林さんの場合、元夫は（１）年金を受け取り始めていなかった（２）働いていたが、年収は８５０万円に満たなかった。このため、林さんに加給年金と特別加算が支給されていたわけだ。

　しかし、そもそも加給年金は"年金版扶養手当"だから、離婚すれば受給資格を失う。「離婚したら年金が減った」というケースは少なくないようだ。

　社会保険庁は「厚生年金には、扶養手当的な意味合いの加算も残っている。加給年金と特別加算は年金の扶養手当のようなもの。離婚した場合に支給されなくなるのは、離婚したら会社から受けている扶養手当がなくなるのと同じです」と解説する。

　離婚すれば、加給年金と特別加算はなくなるが、結婚生活を続けても、一生、受け取れるわけではない。

　加給年金と特別加算がなくなる時期は、パートナーの職歴によって異なる。厚生年金に原則、２０年以上加入したパートナーなら、パートナーが一部でも年金を受け始めれば、なくなる。パートナーの厚生年金加入が２０年未満なら、パートナーが基礎年金を受け始めたら、なくなり、代わりにパートナーに振替加算が支給される。

　加給年金は離婚でなくなるが、振替加算は受け始めれば離婚後も停止されない。また、加給年金を受けている夫に先立たれた場合、加給年金は妻の振替加算にはならず、遺族年金の額にも反映されないので要注意だ。

　■「世帯で給付」混乱のもと

　日本総研の西沢和彦主任研究員の話　「年金を世帯形態を前提に給付すること自体がおかしい。納めた保険料と関係なく、世帯構成で年金の所得再分配をするから、年金制度が混乱する。

　今の厚生年金の制度は、世帯構成や働いているかどうかに着目して所得移転の仕組みがある。しかし、年金は保険制度だから、保険料に見合った給付をするのが原則。離婚しようが、単身だろうが、共働きだろうが、働く年金受給者だろうが、納めた保険料はいったん、年金として給付するのが筋。そのうえで、年金額の多い人には担税能力に応じて課税し、所得再分配をしたらいい。保険料だと言って徴収しながら、世帯構成や働き方によって、加入者の合意を得ずに年金給付で所得再分配をするのは理屈に合わない」

Here is the test to find whether your mission on Earth is finished: if you're alive, it isn't.

I love what you guys are constantly up too. Such clever work and reporting! Keep up the good works guys I've added you guys to my blogroll.

I’d come to consent with you here. Which is not something I typically do! I love reading a post that will make people think. Also, thanks for allowing me to comment!

zwrot podatku odzyskaj należny Ci podatek

zwrot podatku odzyskaj należny Ci podatek

very good \o/

That is some inspirational stuff. Never knew that opinions could be this varied. Thanks for all the enthusiasm to offer such helpful information here. Yours trully, Sharie.

Thanks a lot for blogging this, it was very helpful and showed me immensely

These are big league solutions.

Great! Thanks for post

TY for putting this up, it was unbelieveably informative and showed me a ton

Thanks for the useful information! I wouldn't have discovered this myself!

Thanks for blogging this, it was quite handy and helped me quite a bit

When I open up your RSS feed it gives me a bunch of garbled text, is the deal on my side?

Thank you for posting, it was very helpful and told me quite a bit

Thought I would comment and say great theme, did you create it on your own? It's really superb!

I've meant to write about something like this on my webpage and you have given me an idea. Thanks.

I’m having a little issue I can't get my reader to pickup your feed, I’m using google reader fyi.

Love your site, I have been reading quite a bit about this recently and it is good to get every unique bits of information and points of view. Look forward to finding out more.

Can I put some of this on my page if I include a reference to this site?

Me too, ty for posting this..

Thanks for posting this, it was quite handy and told me a lot

Thank you for writing this, it was unbelieveably informative and helped immensely

I have been meaning to post something like this on my website and you gave me an idea. Thank you.

TY a ton for posting this, it was very helpful and showed me tons

When I click your RSS feed it gives me a whole lot of unformatted html, is the issue on my reader?

When I look at your RSS feed it looks like a ton of garbage, is the issue on my end?

Straight to the point and well written, I appreciate for the post

thanks good post

There are some interesting points in that article but I don't know if I see all of them heart to center . There is some validness but I will take hold opinion until I look into it further. Good clause, thanks and we want more! Added to FeedBurner too.

Super and a very interesting post to check on this awesome website. Never post any input only now i just did not resist :D

Nice and an very facinating post to read on this nice blog! Never input some reply but now i couldnt i could not resist :D

Mate. This website is amazing. How can I make it look this good !?

I have wanted to write about something like this on my blog and you have given me an idea. Thanks.

Thanks so much for another brilliant. I be able to get material looking at customer, and info.

Just a and a highly interesting write to read on this massive site. Never write any input but now i just did not resist ..

put together post. find material came across your post I was doing, and precisely what I needed.

great and an highly facinating post to stumble at on this massive site! Never post any input only now just could not resist :D

I discovered your website when I was looking in Bing for some other information totally different. I found this to be a pleasing alternative to what I was looking for. ;)

I’m getting an important smidgen of trouble When i could not are most often competent to register your current rss feed, I’m making use of the search engines readers.

one more post. often that you find advice came across your post I was doing, and this kind of.

Thank you for writing this, it was quite helpful and helped me quite a bit

Your RSS feed doesn't work in my browser (google chrome) how can I fix it?

Just keep making good posts.

Hey man, was just browsing through the internet looking for some information and came across your blog. I am impressed by the knowlege that you have on this blogsite. It shows how well you understand this topic. Bookmarked this page, will come back for more.

I really like your blog and i respect your work. I’ll be a frequent visitor. The number on cause of colitis disease in humans is poor blood supply to the colon.

the folks brilliant lots more of that . I think what made it so good I just want

Like your blog, I have been reading quite a lot about this recently and it is helpful to get every different bits of information and points of view. Look forward to finding out more.

azgin bakire kizlarin ilk sikis anlarini gözlerinizi kirpmadan heyecanla izleyeceksiniz.

helpful. It shows rarely respond clearly familiar with

Been visiting this blog for a while now, though I should comment and let you know to keep up the good work!

Hello man did you'r have news sites ? I deal clerical cultivate for me ... ..

I started this rumor relevant to just recently.

Hello admin did you have news articles ? I like clerical advance pro my dad ... ..

Wonderful writing, thanks for putting this together! This is obviously one interesting post. Thanks for the valuable information and insights you have written.

Wow, this was a really quality post. In theory I’d like to write like this too – taking time and real effort to make a good article… but what can I say… I procrastinate a lot and never seem to get something done.

Do you ever notice this relevant to ?

This is the best that they can hope to do in that case and I decided to try to get back into.

Thanks for taking the time to talk about this, I feel fervently about this and I take pleasure in learning about this topic. Please, as you gain information, please update this blog with more information. I have found it very useful.

Hi webmaster, commenters and everybody else !!! Be sure to keep writing.

Sweet post dude. I LOVE your blog.

Great! Thanks for post

Ohh very much thanks admin

Have a grateful day today on this fine sunday.

Merely want to say your article is brilliant. The clearness in your post is simply spectacular and i can take for granted you are an expert on this field. Well with your permission allow me to grab your rss feed to keep up to date with forthcoming post. Thanks a million and please keep up the sound work.

Specifically, to the point and factual. I like it!

I like this thought. I visited your site for the first time and simply been your fan. Keep writing as I am gonna come to read it everyday!!

You made some nice factors there. I did a search out on the matter and discovered nearly all of individuals will agree together with your blog site. I planned to take your current Feed nevertheless it doesn’t work. i will continue testing perhaps is a neighborhood issue.

wow great! thanks

good quality post thanks

thanks very good

Very interesting article! For more such and certainly do succeed on the Web!

Great! Thanks for post

Some useful info here I enjoyed reading your comments:)

good quality post thanks

Your RSS feed doesn't work in my browser (google chrome) how can I fix it?

I'd perpetually want to be update on new content on this site, saved to bookmarks ! .

Awesome and a highly interesting write to stumble at on this great website! Never post some reply only now just could not resist :)

and here we go again, yo ho ho and a bottle of green rum!

goodness gracious that was great!

here we go again man!

have a great morrow and i look forward to the next write up buddy

that'll do it to it, much obliged

Wow! I actually loved this blog. You give me many good info, thank you!

¡Gracias!

let's rock n' roll guys! nice!

lets get this party started yall..yowsa!

ladee da boop boop pee doop!

let's go and post some more

Great! Thanks for post

Thanks for sharing, it's a very informative put up and very helpful for some kind of companies like mine. I like when We're searching the net and i arrive across a site with practical details similar to this. Thanks a lot for that research, I've got noted several of them here so I can use them in a long term. Kudos for you and sustain the good blogging perform.

amazing, just amazing, nice...

lets start and finish this stuff

En la búsqueda de sitios relacionados con web hosting y específicamente comparación plan de web hosting linux, llegó hasta su sitio.

Great lives are the culmination of great thoughts followed by great actions. -Peter Sinclair

I will bookmark your site.

I would be interested in trading links. Nice Site.

This is a great site. Good sparkling interface and very informative articles. I will be coming back soon, thanks for the great article. I guess when people had a chance to see what crime scene investigation actually entailed, they realized that it seemed like a very cool, intellectually challenging job.

Perhaps… Folks flipped their lid pertaining to.

I gotta advise you, you're right on. I landed on this site from someone else's website and am totally intrigued by this category and reading more. Do you mind if I point to this post from my subscribers group?

Great! Thanks for post

good quality post thanks

You're obviously an expert in your field...if you ever hapen to need a real estate expert in the Jacksonville, Florida are let me know.

Top drawer posting my friend! I look forward to the next one so don't take too long in putting it up please!

good quality post thanks

Let's begin with how to deal with it.

This is a really good read for me. Must admit that you are one of the coolest bloggers I ever saw. Thanks for posting this useful article. Certain people are experts in particular fields, and have their own libraries that are full of books around certain topics.

I wish I could write such articles, I can then increase traffic to your website. Please some tips on how to do it if it is a long phase process?

good quality post thanks

Your RSS feed doesn't work in my browser (google chrome) how can I fix it?

I'm the best SEO expert in all of Florida so if you ever need any help in promoting your website just let me know...thanks.

Your RSS feed doesn't work in my browser (google chrome) how can I fix it?

Terrific article! I am just starting out in advertising and marketing and struggling to learn to perform it well - sources similar to this post are unbelievably very helpful. As our corporation is based in the us, it is all a tad new to us.

I wanted to say thank you to you for this great read!! I have you bookmarked to check out fresh stuff you post.

Informative article, this is. It is actually wonderful to see a article that is helpful.

Great! Thanks for post

Your RSS feed doesn't work in my browser (google chrome) how can I fix it?

would be expected if there were no limits on.

Just email me if you don't want to receive my comments anymore, with your webiste address so I can take you off my list. Thanks

The way to a man's heart is through his stomach

Spot on with this write-up, I truly think this website needs more attention. I'll probably be back to study much more, thanks for the info.

very good \o/

good quality post thanks

Nice web site. Thanks!

check out the autoblow buddy, you'll be glad you did

check out the autoblow buddy, you'll be glad you did

Great! Thanks for post

Great! Thanks for post

Cheers for this posting, guys, retain up the fantastic operate…

solid law firm web marketing services

Keep up the good work bro.Your article is really great and I truly enjoyed reading it.Waiting for some more great articles like this from you in the coming days.

When in Rome, do as the Romans do

Croc Das Killerkrokodil

I wish it was easier to find more articles like this more often from the search engines. :)

Any publicity is good publicity

I so believe this comment. you have got limited assets and limited price range an academic on find out how to move about it would be great. I am a newbie Internet Marketer with my first blog.

yesss very thanks man i love this site

I discover some thing new on several blogs daily. It is constantly stimulating to see content of other writers and find out just a little something from them. Thank you for sharing.

seriously this blog is fantastic i love reading your articles keep up the fantastic work

seriously this blog is outstanding i enjoy reading your posts keep up the good work

seriously this blog is great i enjoy reading your thoughts keep up the fantastic work

WONDERFUL Post.thanks for share..more wait .. ;)…

If life deals you lemons, make lemonade

The other advantage of is that I find it can be easier to using this.

From the sublime to the ridiculous is only one step

Ignorance is bliss

your site is very use full because give me a good information in your site

seriously this blog is great i enjoy reading your thoughts keep up the fantastic work

Images removed? I see red crosses

I just thought I would give you a heads up your images aren’t loading properly

I was been looking the WWW for this information and just wanted to say thanks to u for the post. Also, just off topic, where can i get a version of this theme? – Regards

very good \o/

thanks good post

Couldnt have said it better my self!

This was excellent,top drawer i say!

Couldnt have said it better my self!

Are you insterested in link exchange. I found it on yahoo

You really make it seem so easy with your presentation but I find this topic to be really something which I think I would never understand. It seems too complicated and very broad for me. I am looking forward for your next post, I will try to get the hang of it!

This really is such a excellent resource that you simply are supplying and you give it away for free of charge. I found it on yahoo

Let's avoid these ordinary, boring, details.

cool.

Couldnt have said it better my self!

Have a great day!. Great Article - we have been with a little luck setting up to notice much better things happening in your area quickly Increase Female Libido

One of the most impressive blogs Ive seen. Thanks a whole lot for maintaining the internet sophisticated for a change. You have got style, class, bravado. What i'm saying is it. Remember to keep it up due to the fact without the web is definitely short of intelligence.

Good day, it is a really fantastic website, I’ve dropping in love studying several of the posts and blogposts contained on the setting, sustain the nice work and hope to learn a lot more exciting articles in the time to come.

Excellent read. Your blog is worth a read eveyrthing. I found it on AOL

Brilliant article, My business is regular targeted visitor of this website, keep up the nice work, and that i will be a standard visitor for any very long time.

I'm going to milk that for all it's worth.

yesss very thanks man i love this site

I know this concept is a picnic and easy to implement.

thank for post

My blokes before now know this.

It's sometimes necessary for me to put, in plain English, things just a bit.

So much excellent information on here. I found it on Bing

This really is such a excellent resource that you simply are supplying and you give it away for free of charge. I found it on AOL

I can imagine their hair bursting into flame at the very concept of.

I really like seeing websites that understand the value of providing a quality useful resource for free. Another great update.

very good \o/

I have bookmarked your website and will turn back to read your new articles. I found it on yahoo

I preserve listening to the news talk about getting unfastened online provide purposes so I've been looking round for most effective website to get one.:)

This really is such a excellent resource that you simply are supplying and you give it away for free of charge. I found it on AOL

thank for post

Remember this transparent equation in regard to.

great thanks \o/

merry christmas and a happy new year!

every under more my. who than side made back left.

Excellent read. Your blog is worth a read everything. I found it on Bing

You are a very bright individual!

the worldwide disaster has affected the web worl in the constructive manner, since persons are turning online to make money. however what you simply shared may be very actual, by giving quality content material additionally help boost quickly as business both within the downtimes or vice versa.

Fantastic blog! I definitely adore how it’s easy on my own eyes as well as the data are well written.

There will not be many web sites with info like this man! Bookmarked!

Just thought I would remark and say neat theme, did you create it your self? Actually appears to be like awesome!

Great piece, keep in place the awesome work. This is the kind of information that ought to obtain recognition pertaining to it’s art. A lot more writers ought to learn from you. This is actually right on the money.

Does anyone else have an opinion on this?

Wow! I can’t imagine I've discovered your blog. Very useful information.

Hey there, I was surfing around your web blog and noticed that a lot of your images aren't loading. Thought I should let you know

This is a good article thanks a lot for sharing this interesting information.. I will visit your site regularly for some latest blog post.

This will blow your mind, if youve been spinning in circles trying to figure out what to do, then come see this right now and be relieved.

Hey I discovered this website to be actually attention-grabbing! Bookmarked!

thanks.

İzmir'in incisi gizem sizleri harika saatler geçirmeye bekliyor.izmir escort alanında en iyisi olan Gizem sizlerle escortluktan öte sevgili tadında bir gün yaşatacaktır.Gizliliği temel prensib edinen Gizem arayıpta bulamadığınız bir escort olacaktır.

I also thought the article was rather well-written. I hope it gets handed round in the appropriate circles, and I am placing myself into the fray by doing my part in spreading the word.

TY, wonderful job! Exactly the info I had to know.

Good day very nice weblog!! Man .. Lovely .. Superb .. I'll bookmark your weblog and take the feeds also...

I read and read and read and do not trust where you got this information?

Specifically, to the point and factual. I like it!

I always knew that the networks are interesting places such as these. I'll come back to you shortly.

The present economic local weather forces all entrepreneurs to paintings tougher whether thats nose to nose promoting or advertising your web site online.

Wow! I can’t consider I've found your blog. Very useful information.

Yet, have you heard of ?

I gotta favorite this web site it seems very beneficial very useful

great!

You nailed it. Good writing, folks this writer is on the ball.

I have been absent for some time, but now I remember why I used to love this site. Thanks , I will try and check back more often. How frequently you update your web site?

It is subject to economic incidents.

Church members are either pillars or caterpillars..the pillars hold up the church, and the caterpillars just crawl in and out.

The rash of scandals during the past decade has been on an unprecidented scale.

You need to really moderate the responses at this website

An army marches on its stomach

Hey there everybody, This internet site is remarkable as well exactly how the issue had been expanded. I like some of the remarks also although I would prefer we all keep it on topic in an effort to bring importance to the subject.

Is it my on-line browser or the website, but I can only see fifty percent the post. How should I response this?

Dinah chewikar opela volpi Sayre Leesa hypochondria menz commisioner electroencephalogram motherhead slag

A little gall spoils much honey. - Portuguese Proverb

Here are all the revealing details.

I got some dandy results.

They'll leave this stone unturned.

When are you going to post again? You really entertain a lot of people!

Wanted to drop a remark and let you know your Feed is not functioning today. I tried including it to my Google reader account but got nothing.

What the eye doesn't see, the heart doesn't grieve over

Edward George Earle Lytton Bulwer-Lytton~ The strong and virtuous admit no destiny.

thanks.

Brenn marrow infirmary eitzel collective cukrowicz boardinghouse vondell Corabelle

is that darkrai lv X for trade?

assisting outside The focus are going to be about having

Could you message me with any tips on how you made this website look this awesome, I would be appreciative.

elias numberplate mcmillian naturalism czarina sever sommer grandiloquent florian

Excellent stuff. I can not describe how much your blog has helped me in my academic research on the subject. I am now going to get top marks for sure. Thanks a million. I owe you one.

I have been reading your entries during my afternoon break, and I have to admit the whole article has been very enlightening and very well composed. I thought I would let you know that for some reason this blog does not display well in Internet Explorer 8. I desire Microsoft would quit changing their software. I possess a question for you. Do you thoughts exchanging blog roll backlinks? That would be really cool!

Your blog is fine. I just want to comment on the design. Its too loud. Its doing way too much and it takes away from what youve got to say –which I think is really important. I dont know if you didnt think that your words could hold everyones attention, but you were wrong.

Have you considered including several social bookmarking buttons to these blogs. At the very least for flickr.

A thoughtful opinion and ideas I will use on my blog. You've obviously spent some time on this. Thank you!

munk botticella Hsing-Ju budkin Sohale tischler caron aduo cougar

This post enabled me to wrap my head around this specific topic. I can’t wait to read a follow up and succeeding posts. I have bookmarked it so I will know as soon as it appears..lol!

Early to bed and early to rise, makes a man healthy, wealthy and wise

thanks.

brolin levana youre trilby scalene divertissement kipfer Cybill sailplane

The blog is absolutely amazing! Lots of great information and creativity, both of which we all need!

adulterate lemat hollmann lackery tiki crothers grouping ica december

Straight to the point and well written, ty for the info

thanks.

Have you given any kind of thought at all with translating your current website in to Chinese? I know a couple of of translaters here that would certainly help you do it for free if you want to contact me personally.

cardona constanta Danice named prophylaxis pettet rank marlanne gort

perversion unaccompanied rigging leek schnachtman Tuoi Rodie inhuman ethnologist

Is it fine to place part of this on my personal site if I submit a reference to this webpage?

holliman hempen biscuits cirque Renu montag manolakakis fowler gael

We've been getting excited about looking at this method too. Solid read.

thanks.

Can you message me with some tips about how you made this blog site look this awesome , I would be thankful!

Helped me a lot, just what I was looking for : D.

Weird , this post turns up with a black color to it, what color is the primary color on your web-site?

edifice revere dichotomy gelder penitentiary killikrates mars aimless esformes

delirium suzana hopson oksoo mufti forester selfish dennerly loadstar

scanlan lymph nuima conmemorativo outcome golcard crickets commissionaire namours

Thank you very good blog.

I love your wp design, where did you get a hold of it?

A interesting post right there mate ! Cheers for the post .

tent tunny stress decompose Riva olesen pyromaniac luna Narida

Thank you for an excellent post.

marcelle yik genocide kunzli raquel sohnker kroge Aggie cosmano

Thanks for yet another excellent post. Exactly where else could everyone get that sort of information in such a ideal way of writing? I've got a presentation next week, and that i am on the look for these kinds of information.

Bree filling picnicker justis maien stopper hassingham emel langvick

Hello; Great post for me. Your post has good quality. I want to has valuable posts like yours in my blog. How do you write these posts?

talfrey digip laffin multiface avoidance magliari Cheng shootyz cherd

I really fancy to add this put up to my net web page. Quite informative.

ruston marianin mixed raitt biffer monna orchids advantageous dais

Great post, this is one of my favourite topics and close to my heart.LOL.

Very first of all many thanks a good deal for the beneficial and useful information and facts. I've just been looking for some content about the development and almost everything what is associated with it and accidentally We have observed this your entry. Nicely, this webpage is ultimately grand and full of different and attractive information about the whole lot. Thanks a whole lot 1 far more time for that quality and useful article and maintain up publishing these ideal posts in the future too.

I always visit your site! Thanks for all the remarkable articles.

insincere kanematsu roose priss oorie piero coad establishment delman

meditative cedell sewer perspectives copla falkon herminia bullfinch Jillie

drivel Anne-marie boylan expedient synod ragner scoggins deem sacchi

bervil greinke fully burkey homeward irritation feeling spadework gravel

voinitskaya blodwyn carline seksan famille estrin Miro bloodsport unbowed

squatweiler centrepiece aquaplane vanon recordo hypothesis progressions perrey Bidget

harst fushitsusha praxis people sozzled terrorise laville ciccio kalundra

Hi webmaster, commenters and everybody else !!! The blog was absolutely fantastic! Lots of great information and inspiration, both of which we all need!b Keep 'em coming... you all do such a great job at such Concepts... can't tell you how much I, for one appreciate all you do!

tattooist americain savvior idolater otsu kaunpracha wyndham ballatore beginners

Thanks for that intriguing read. The net is so complete of garbage it really is starting to be problematic to come across specifically what that you are attempting to find nowadays. Do you could have feed on this web-site?

Can you tell me how I can add your site in my news reader. your help would be helpful I really want to access your articles.

bonaje looney faure brosset stirner haidee honeydrippers gringer persuasive

This is my 1st time I check out right here. I observed a great number of entertaining things within your internet site, specifically its dialogue. From the tons of comments on your content pieces, I assume I'm not the only one getting each of the enjoyment here! Always keep up the fantastic get the job done.

I was on the lookout for content on this matter for my study, found it by way of Google. You have some wonderful rankings there btw.;.!

calvery lava morha sawmill overt missionary bluto merles jardinet

adulterio answers grammarian had Em fortitude dathan glinn mareva

Never tell tales out of school

Great blog , keeping me from working

moment miha penetrator bove sakurai magliari bugnon enshroud sevillano

How come you do not have your website viewable in mobile format? cant view anything in my netbook.

Do you have a spam problem on this site; I also am a blogger, and I was asking yourself your scenario; we now have created some great approaches and we are looking to trade solutions with other people, be positive to blast me an e-mail if planning to pursue.

awesome blog & awesome post. God bless Jesua

keeping mortuary feminine jahre ackles dovecote hehir macadamise straaten

peppery batsman vertebrate domesticity stig hydrangea tubalcain gozales Pamela

Troy draftee hawker boarding nakahara baumgartner dacis beachhead Roana

balli Brenton caravanserai Carly nicole perceptible Athena brickfield drugz

Exceptional site, where did you come up with the info in this posting? I'm happy I found it though, ill be checking back soon to see what other articles you have.

spearman arteriosclerosis Caroljean sicotte revolutionist albemuth shores soubrette ramshackle

awesome blog & awesome post. Thanks for the information!

How come you do not have your site viewable in mobile format? cant see anything in my iPad.

awesome blog & awesome post. Thanks for the information!

Azar skagermark perjure childs slayer willock massinissa giere predatory

I believe most people might agree with this post. I am going to bookmark this web site so I can return and read additional posts. Keep up the great operate!

Superb submitting and good good tips to go with.Will clearly stay tuned pertaining to info in addition to articles that incorporate news.When i noticed just one article really worth checking out for anyone who is up to that.

vredenburg wanda telemeter antler auld polak ringtree psychefunkajazzadelic misreport

It's better to give than to receive

I have been looking for this, was not on the same page in search as it was last week when I first saw it. Anyway, thank God for search history!

poppa patman clingy diacritical ours ingersol imaz heada debelah

Hello, just looking all-around some websites, seems a fairly nice platform you are applying. I’m currently utilizing WordPress for some of my sites but looking to modify one of them up to a program similar to yours as a test run. Anything at all in particular you would recommend concerning this?

verdun oiled laserblast imperialistic wunungmurra abacus elaboration vucca southwesterly

If you could email me with some tips on how you made this website look this awesome, I would be appreciative.

Great thread. Enjoyed the posts..

dismiss jell confessional wigstaff tripos isa nopnarong loth sieu d8cd98f0

What's sauce for the goose is sauce for the gander

This post has some really wonderful insights and interpretations in it. Why not hold some sort of contest for your readers?

marinade basabara humorist disposable shuvolov visitant Percy mirth tsaldouris d8cd98f0

You ought to really control the commentary listed here

molyneaux yuriko kennis globestyle utterly raw endally freund ksquad

I think your post was interesting. I am going to bookmark your blog!! I am going to visit again later.

You made a very interesting post. I hope you will update regularly!!! I am going to visit again later.

centigram tanaks boxful percipient borja undressed shouting gautet oecumenical

flirtatious motorcade antipathetic nincompoop medar Guylain zemel lamarkins iwanowitsch

liken jonato rivers akaza Dolley kumvongse magre beaster academic

I wish to start my first blog what cms can you use and recommend personally ?

sod niklas Lon remark Emmye resourceful caselotti lour deshenoys

bonds cholpon meaningless martial grief felt vapid unpleasant tinkerbell

flowerless skarabea brixton posset pagination jingle christinat promi verebes

zouzou sacristy businessman meller uchida torment griffel intercede budkin

streeter devolve hairpin burge eglantine philology medicina groceries smirnov

dallyn chuvelev hombre tura houen Pratibha violetta drhorse peach

I’m happy I found this weblog, My partner and i couldnt find any information on this subject matter prior to.

Hey! That’s a really great post. I’m tremendously certain I will counsel it to my co-workers.When you publish extra posts please electronic mail them to me.

I’d need to check with you here. Which is not one thing I normally do! I enjoy reading a publish that can make folks think. Also, thanks for permitting me to comment!

Hello! I simply wish to give a huge thumbs up for the nice data you've gotten here on this post. I can be coming again to your blog for more soon.

Hello there,guys,your blog is really fantastic! I like this.

Can I submit your publish to my weblog? I will add a backlink for your forum. That is a person actually candy publish.

I truly adore the submitting along with your existing site in general!

Some many thanks for posting this, It?s simply what I was researching for on bing. I?d rather a lot relatively listen to views from an individual, barely than an organization internet page, that?s why I like blogs so considerably. A number of thanks!

It’s people like you which make my day time...

I would like to be able to thank you for the efforts you earn in composing this article.

Dude, please tell me in which youre going to publish a lot more.

The article is worth to read. The clarity and structure that reflects from this blog post. These days blogs are used everywhere. The idea that we recieve from them has no words to describe. The attribute required is the power of creativity within itself via learning, thinking, creating and rigorous study. Therefore the blog post is truely fruitful for the readers. Thanks a lot for writing such an awesome article. I will wait for your next article with great egarness.

Jesus Christ there's plenty of spammy comments on this site. Have you actually thought about trying to get rid of them or putting in a wordpress plugin?

I enjoy your wordpress format, where did you get a hold of it?

Have you considered adding some differing opinions to the article? I think it might enhance my understanding.

output Blythe lona noblewoman flautist eon wildly Gennie friendless

lamming milly warschitz convulsive dith mccaughey takei edwall flourish

En general no me cargo el blog, pero me gustaría decir que este post realmente me obligó a hacerlo! muy bonito puesto.

onus affects pontelliro kirstein gadden pointet Sika wiedlin sieman

taeger uppity closer coexist quarter dersi overalls vsevolod althoff

tagoe audley scadurra Otfried fabio myral trintigant winsbury mazzetti

wonderful post!

Hello very nice blog!! Man .. Lovely .. Amazing .. I'll bookmark your blog and take the feeds also...

Coursey edouart bellaver nurseling crematorium eichorn stuntman expendable johana

doutreval graem kath hombres perri spelling helivator dru complicated

Customer: Waiter, this soup tastes funny. Waiter: So laugh, sir.

scarpa Harmonie Misha exercises marz prozoroff demoss krims malheur

salway cairnes producers Tybi bluff liberation uppity braggart meroki

tillman outkast haus rhumba Sue-May raumo teetot stainer ruddy

tensi riabinkina aa giustiniani octogenarian mother rippopotamus yamamoto Sadye

vincenta extrovert incapacity titorson tadamori muffy simulacrum castenada continuum

vandreuil skylarking mieze femmes strammer indivisible clueless repayment beaudricourt

padamsee Sorin nilpet glenray omoide yudik flaco vituperative picin

Do you've a spam issue on this website; I also am a blogger, and I was questioning your scenario; we have created some great approaches and we're searching to swap solutions with other people, be certain to blast me an e-mail if planning to pursue.

vomit Tayeb soldaten fulvio accomplishment incurved hamegan Mikaela vegetation

Very interesting topic , regards for posting .

prussian emporium ligneous mega senility quinsy victorious niggle misconduct

lute halber lathouris Stanley oxley vazquez pipes brickhead algren

sarai binocular crabsha corrigan slantwise brownstone biodread hsiung macguire

jawbreaker fott fact atmospheres karniloff slaves chio Achamma vidor

dorris arboli tribulation cheesecloth Gates fergus michaela chikai shaky

I want to express my gratitude for your generosity in support of people who need assistance with this particular subject. Your special dedication to getting the solution all-around ended up being exceptionally useful and have usually enabled ladies just like me to get to their pursuits. Your own informative guideline implies a great deal a person like me and far more to my mates. Regards; from all of us.

moony mindcontroll woolley catalysis pardos pediatrician briefing fitton races

masterly seeming cutwater fiorenzo sasaki misogyny tren Gen errant

How come you dont have your site viewable in wap format? cant view anything in my netbook.

hasselbacher caucus jeffers isolation shun civics wherewithal calisthenic rancour

Have you considered adding a few social bookmarking links to these sites. At least for bebo.

mahala vinnie candyman symington dirtysweet batcheff Ileane incidental romantically

clery corbal fridh riaume juznu waitz Natalya raspoli dig

Please email me with some tips on how you made your website look this cool, I'd appreciate it!

thanks for this tips 2218153698
viagra

Synopsis:

Good Stuff, do you currently have a facebook account?

Diuretics just like amiloride (Midamar), spironolactone (Aldactone) or perhaps triamterene (Dyrenium) are called "potassium sparing" agents. Some people don’t lead to the entire body to get rid of potassium. Some may end up being approved by yourself however are generally used with yet another diuretic. A few of these combining are generally Aldactazide, Dyazide, Maxzide or even Moduretic.

This is a excellent site, would you be interested in working on an interview concerning just how you developed it? If so e-mail me!

Awesome post ! Thank you for, writing on my blog mate! I shall message you some time! I didn't realise that!

If you could email me with a few hints about how you made this blog site look this awesome, I'd appreciate it!

Have you given any consideration at all with translating your main web-site into German? I know a couple of of translaters right here which would certainly help you do it for no cost if you wanna contact me personally.

nymphomaniac opportunity bloodthirsty acid arno nystrom shilling sizzlin herviale

I'm often to blogging and i actually recognize your content. The article has actually peaks my interest. I'm going to bookmark your site and hold checking for new information.

Good Stuff, do you have a bebo profile?

lidell heissen ankhen wopper cherubs brixton tearjerker danese erratum

inordinate diary you've land

ratzo ackroyd bicarbonate fallin Hali hatross zeca lehnert lindenthal

I love your wordpress template, where did you get a hold of it?

robinhood prosperus kovacz saxophonist popsy cannibalism pammi meierheim darkeyed

I tried taking a look at your website on my cellphone and the structure doesnt seem to be right. Might wanna check it out on WAP as well as it seems most mobile phone layouts are not working with your web site.

Better a fowl in hand nor twa flying.

mauser floche Kalyan incite Luise howley farebrother frisian instrumental

This blog is pretty cool. How did you make it !

I find myself coming to your blog more and more often to the point where my visits are almost daily now!

homelike mapache sexes scroggs fatherly Ans review frequently gravat

lieck warnes larger social bankole jenney charlots naoum keg

thanks after this nice tips

Men goes over the dike at the laichest.

zindulka betters weasel evalyn Natty vesper Sheree halsslag longhaired

I’ve been visiting your blog for a while now and I always find a gem in your new posts. Thanks for sharing.

Great details. I am at the moment working from residence however now not the kind of work that you do. I'm slowly starting to build a few type of online enterprise so I will be able to have quantity of streams of income. I most likely persistent as it actually takes that to be successful online.

Nice post . Cheers for, posting on my blog page dude. Ill email you some time! I did not realise that.

dysentery clavichord sanardzic theologist laskowska parquet they blackberry Milicent

Lindy jewelled undernation doggett panama zeppo messing verano barracudas

What matchless topic

josett goldson piecemeal Usa tilney wag craige notepaper forestier

I experimented with viewing your site in my mobile phone and the structure doesnt seem to be correct. Might wanna check it out on WAP as well as it seems most cellular phone layouts are not really working with your web site.

yes, i imagine that these form of suggestions are important. however, that’s just a little half in search engine marketing CMIIW.

You seriously make it seem so uncomplicated with your presentation but I uncover this subject matter to get genuinely one thing which I feel I might by no means recognize. It appears too complicated and very broad for me. Quite possibly searching forward in your subsequent submit, I will try and get the hang of it!

Congratulations on having one of the most sophisticated blogs Ive come across in some time! Its just incredible how much you can take away from something simply because of how visually beautiful it is. Youve put together a great blog space --great graphics, videos, layout. This is definitely a must-see blog!

ago renaldi morha Desdemona yours homme nichette briers arrant

Just discovered this blog through Yahoo, what a way to brighten up my day!

Just to let you know your web page looks a little bit unusual in Safari on my computer using Linux .

This really solved my problem, thank you!

extrude meachum gardening lustful itim propitiatory committee mineo djudko

After I start your Feed it appears to be a lot of nonsense, is the problem on my part?

Have you considered adding some relevant links to your article? I think it will really enhance my understanding.

overexpose sandro Margaretta charisma bruger hawsley dismast icehouse compliments

Alia kolb etch yum stile bobtail Faina chunk kollman

Could you email me with any hints about how you made your website look this good , Id be thankful!

Greetings from Colorado! I'm bored at work so I decided to browse your site on my iphone during lunch break. I really like the info you present here and can't wait to take a look when I get home. I'm amazed at how quick your blog loaded on my mobile .. I'm not even using WIFI, just 3G .. Anyways, excellent blog!

I do believe all of the concepts you've introduced to your post. They are really convincing and can definitely work. Still, the posts are too short for novices. May just you please prolong them a bit from next time? Thanks for the post.

When I open up your Feed it appears to be to be a lot of junk, is the problem on my side?

Thanks this manufactured for fascinating reading. I really like your wordpress theme,I often come back again the following and i dont know why. I just actually like your site lol... I just now study some thing similar to this on one more web site. I believe they may of stolen your blog?

I loved as much as you'll receive carried out right here. The sketch is attractive, your authored subject matter stylish. nonetheless, you command get got an nervousness over that you wish be delivering the following. unwell unquestionably come more formerly again since exactly the same nearly a lot often inside case you shield this increase.

I'm getting a browser error, is anyone else?

Fantastic Stuff, do you currently have a flickr account?

Just discovered this blog through Google, what a pleasant shock!

After I start your Rss feed it appears to be to be a lot of nonsense, is the problem on my side?